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Actual Cash Value Coverage only protects 80% of your property. Replacement Cost Coverage provides the last 20% to get your property back to it’s full value.

  • Post author By Phoenix Insurance
  • Post date | April 28, 2022

Actual Cash Value 80% vs. Replacement Cost 20%

When comparing Actual Cash Value to Replacement Cost, you only receive 80% of your homes value but replacement cost will bring it up to the full 100% value.

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Actual Cash Value 80% vs. Replacement Cost 20%

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