Commercial Insurance

Your Business is More than a Job

It’s a way of life for you, your family, employees, and customers – and you’re responsible for all of them. In today’s economic world, litigation is common for alleged accidents or mistakes your business may make. Our team at Phoenix Insurance Inc. is passionate about taking care of you and your livelihood. Let our experts walk you through the risks and coverages needed for your company.

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Every business needs the right commercial insurance coverage.

General Liability

Provides coverage for businesses from third-party liability claims, such as bodily injury, property damage, and personal injury. It also covers advertising injuries like copyright infringement, libel, and slander.
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Business Owners

This policy is a combination of general liability and commercial property coverage. It covers damages to your building, court charges, and injuries incurred by customers on your property.
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Commercial Property

Protects the valuable assets and equipment related to your business. It covers your building, furniture, inventory, fence and landscaping, and so on.
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Commercial Umbrella

Covers expenses that exceed your regular insurance coverage. It has a significantly higher limit than other policies so that you don’t have to pay-out-of-pocket for excess costs.
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Protects your business from financial disasters resulting from work-related accidents. Employers often require contractors, subcontractors, and independent tradesmen to carry this policy before beginning their work.
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Commercial Auto

Covers personal injuries sustained in accidents involving work-related vehicles. This policy covers damages to everyone present in the car at the time of the accident and damage to other’s property by the vehicle.
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Inland Marine

Protects your goods while in transit by land. It helps recover costs for damages to your products that occur during transportation through truck or train. Damages caused by
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