Commercial Umbrella

Don’t risk your life savings and assets in the event of an alleged lawsuit and legal fees that exceed your current coverage.

Business Owners Insurance

As a business owner, you may be held personally responsible to pay for damages or legal fees that go beyond the bare minimum umbrella policy when a customer alleges neglect, a staff member falls, or other lawsuit is filed against you.

When the coverage of your current policy runs out, your personal belongings and assets may be used to pay off remaining fees or payments.

Coverage Overview

A typical commercial umbrella policy includes coverage for:

  • Legal Fees/Costs
  • Judgements and Settlements
  • Medical Expenses

Factors to Consider

Some businesses may be more susceptible to alleged lawsuits due to the nature of the business, like financial businesses and food industries who play an integral part in their customers’ lives.

Your umbrella policy should consider the amount of current coverage in your existing policies. Depending on your coverage, you may want to consider an umbrella policy that is $1 Million or more.

Consider what it takes to run your business on a day-to-day basis to ensure that you don’t miss a bill or payroll check when the unexpected happens.

Get a Instant Quote